Reinsurance is one of the least discussed but most important factors in the economics of renewable energy investment — and in 2026, the tightening of reinsurance capacity for climate-exposed risks is creating a hidden headwind for the green energy buildout that most clean energy investors have not fully priced. Understanding how reinsurance functions, why it … Read more
Climate models are rewriting property insurance premiums in 2026 — not gradually, but in some markets with jarring speed. The underlying shift is methodological: the industry is abandoning the assumption that historical loss patterns reliably predict future risk and replacing it with forward-looking climate science. For property owners, mortgage lenders, and real estate investors, understanding … Read more
The insurance protection gap — the chasm between total economic losses from climate disasters and what is actually covered by insurance — is widening in ways that should concern every investor in 2026, not just those in the insurance sector. When homes become uninsurable, mortgage markets seize. When businesses cannot transfer climate risk, investment dries … Read more